Mortgage Advice That Feels Like It's On Your Side
Buying a home, moving up, or making sure your family’s protected if life throws a curveball. It all comes with big decisions, and usually a fair bit of paperwork too. That’s where we come in.
My Mortgage Co has spent over 25 years finding the right mortgage and the right protection for people across the country. We’re whole of market, FCA regulated, and built around one idea, that you should understand exactly what you’re signing before you sign it.
Whatever stage you’re at, whether that’s the first step onto the ladder, next move up, or simply making sure the people you love are looked after, we’ll talk you through it in plain language and find something that actually works for you.
Mortgages & Protection, The Way They Should Be
We cover two things, and we think you should be able to sort both with the same team. First, finding you a mortgage that fits your life, not just your income. Second, making sure that if something happens to you, your family isn’t left carrying it alone.
Our mortgage advice covers everything from your first home to your fifth, and our mortgage protection covers the life insurance, income protection and critical illness cover that most people only think about once it’s too late. We’d rather you sorted it now, while it’s easy.
Wherever You're Starting From
There’s a good chance we’ve helped someone in exactly your position before.
First Time Buyers
Nervous about the process? We’ll explain every step, from deposit to keys.
Home Movers
Moving up the ladder without the stress of juggling two transactions.
Buy-To-Let Landlords
Whether it’s your first rental property or your tenth.
Remortgaging
We’ll make sure you’re not quietly overpaying once your current deal ends.
Bridging Finance
Nervous about the process? We’ll explain every step, from deposit to keys.
Protecting what you've built
A mortgage is one of the biggest commitments you’ll ever make, so it’s worth asking what happens to it if you couldn’t work, or worse. Our mortgage protection advice covers life insurance, income protection, critical illness cover, home and contents insurance, and landlord insurance, all explained without the small print headache.
The My Mortgage Co. Way
We could throw numbers at you here, client counts, star ratings, that sort of thing. We’d rather show you how we actually work, so you can judge that for yourself.
You can look us up on the FCA Register whenever you like.
01
Whole of market, always.
We check the full lending market, not a shortlist of ‘preferred’ partners.
02
One adviser, start to finish.
You won’t get passed between different people telling you different things.
03
Plain language, every time.
If we can’t explain something simply, we haven’t explained it well enough.
04
Regulated and easy to check up on.
We’re authorised and regulated by the Financial Conduct Authority, firm reference number 751361.
Fancy being on the other
side of the desk?
If you’re newly qualified, or a few years in and looking for a firm that’ll actually invest in getting you to Competent Adviser Status, we do things a little differently. Take a look at Join the Network to see how we support advisers on the way to becoming an Appointed Representative.
Frequently Asked Questions
What does a mortgage broker actually do?
We act as your agent. We verify your affordability, scan the whole market to find the best rates, prepare the full application, and manage the case until you receive the keys.
Is My Mortgage Co regulated?
Yes. My Mortgage Co is authorised and regulated by the Financial Conduct Authority, FCA number 751361. That means you’re protected by FCA rules throughout the advice process.
Do you charge a fee for mortgage advice?
How long does getting a mortgage take?
It varies by lender and how complex your situation is, but a straightforward case can go from application to offer in a few weeks. We’ll give you a realistic timeframe at your first chat, not a generic estimate.
Can you help if I've been turned down for a mortgage elsewhere?
Often, yes. A decline from one lender doesn’t mean you won’t be accepted elsewhere, different lenders assess affordability and credit differently. Talk to us before you assume the answer is no.
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Ready When You Are
No pressure, no jargon, just a straightforward conversation about your options.